Get quotes for affordable group health insurance in New York

It can be difficult to find cost-effective plans for group health insurance in New York. Screening potential health insurance plans can be frustrating and time-consuming. You may find it difficult to find small business health insurance options that fit your employees’ needs and budget.

HealthplansNY is here to help. You can access free employee health insurance quotes and compare them to off-exchange health plans. Find the right health insurance plan for your company with the help of Healthplansny.

Learn more about your health insurance options and get a quote today.

Explore group health insurance solutions for businesses in New York

HealthplansNY is proud to be a full-service health insurance agency helping small business owners in New York. Our combined experience of 40 years makes us the best choices for small businesses. Explore some of the services we offer.
Group health insurance

There are many types of health insurance plans available to small business owners. Some of the companies we work with include Oxford Health Insurance, Empire Blue Cross Insurance, Cigna Health Plans, and more. You can compare health insurance plans side by side to see which company provides you with the best solution.

At the party

A Professional Employer Organization, or PEO, is an entity that partners with a company. They provide the organization and its employees with comprehensive benefits, including health insurance.

Many small business owners choose to work with a PEO so they can access better health insurance coverage for their employees. Additionally, you can save up to 40% on group health insurance by purchasing a plan through a PEO. We work with many quality PEO providers such as Insperity, Vensure, ADP and Paychex to name a few. We can help determine if working with a PEO is the right choice for you.

Frequently asked questions

Do I need a group health insurance plan in New York?

Group health insurance is a company-sponsored policy for its employees. Small businesses are defined as having between 2 and 100 workers. Health insurance policies are one of the most requested benefits by employees.
Establishments with fewer than 30 workers are not required to offer health insurance. However, giving your employees the option to sign up for a health insurance plan can make you more desirable to other companies. You can attract high-quality employees by offering them premium benefits.

How much does New York group health insurance cost?

If you employ 2 to 100 employees, you are considered a small business owner. According to Kaiser Family Foundation (KFF), group health insurance for one person costs $780.00 per month or $9,360.00 per year. For a family the cost is $1,871.00 per month or $22,463.00 per year. New York’s group health insurance premiums are about 39% higher than the national average

If you are a large employer, with more than 100 employees, your health insurance costs will vary. Premiums depend on your company’s location, industry, number of employees, gender, and residential zip codes.

Underwriting factors can affect the cost as well. For example, if your employees have high medical claims, your cost per employee may be higher. If you have younger, healthier employees, your premiums will be much lower. In many cases, large employers’ rates are lower than small employers’ rates.

Do I need to pay my employee’s premiums in full?

Unfortunately, many small business owners find that fully covering their employees’ health insurance premiums is a burden. This is due to the continuing rise in healthcare costs in the country. Some employers choose to pay a portion (50%) of their insurance premiums or have the employee pay 100% of the cost of dependent insurance.

Heathplansny will show you the affordable options available. You can choose the best health insurance plan that fits your budget while providing adequate coverage for your workers.

Request a quote for group health insurance in New York

Our goal at HealthplansNY is to make the group health insurance process as easy as possible. We are a full service benefits agency formed through a partnership between… Behr Insurance and Gerlitz Collection. With over 40 years of combined experience in small business insurance, HealthPlansNY.com serves clients across the entire tri-state area – NY, NJ and CT.

How can we help you?

Let’s face it: You can’t afford to watch your insurance rates go up by double digits every year. HealthPlansNY has developed unique strategies to reduce health insurance costs for small businesses. We represent all the major carriers – from Aetna, Blue Cross, Emblem, Oxford and many more.
Get a free group health insurance quote and compare your rates with other insurance companies available in New York. Or contact us directly at: 914-633-1717.